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Rev 02/2010 |
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Facts |
WHAT DOES FIRST STAR BANK, S.S.B.
DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information.
Federal Law |
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gives consumers the right to limit some but not all sharing.
Federal law also requires us |
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to tell you how we collect, share, and protect your personal
information. Please read |
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this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the
product or |
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service you have with us. This information can include: |
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Social Security Number |
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Account balances |
Transaction or loss history |
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Payment history |
Overdraft history |
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When you are no longer
our customer, we continue to share your information as |
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described in this notice. |
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How? |
All financial companies need to share customers' personal
information to run their |
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everyday business. In the section below, we list the reasons
financial companies |
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can share their customers' personal information; the reasons
First Star Bank, S.S.B. |
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chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does First Star Bank, S.S.B. share? |
Can you limit this sharing? |
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For our everyday business purposes
- such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus |
Yes |
No |
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For our marketing purposes
- to offer our products and services to you |
No |
We don't share |
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For joint marketing with other financial companies |
No |
We don't share |
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For our affiliates' everyday business purposes
- information about your transactions and
experiences |
No |
We don't share |
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For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We don't share |
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For nonaffiliates to market to you |
No |
We don't share |
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Questions? |
Call 254-746-7031 or go to www.fsbbremond.com |
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What We Do |
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How does First Star Bank, S.S.B.
protect my personal information? |
To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and
buildings. |
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How does First Star Bank, S.S.B.
collect my personal information? |
We Collect your personal information, for example, when you |
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Sow your governmanet-issued ID |
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Show your driver's license |
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Give us your contact information |
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We also collect your personal information from others, such as
credit |
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bureaus, affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only |
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sharing for affiliates' everyday business purposes - information
about your creditworthiness |
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Affiliates from using your information to market to you |
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sharing for nonaffiliates to market to you |
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State laws and individual companies may give you additional rights
to limit sharing. See below for more on your rights under
state law. |
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Definitions |
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Affiliates |
Companies related by common ownership or control They can be
financial and non-financial companies. |
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First Star Bank, S.S.B. does not share with
our affiliates. |
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Nonaffiliates |
Companies not related by common ownership or control. They can
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financial and non-financial companies. |
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First Star Bank, S.S.B. does not share with
nonaffiliates so they can market to you. |
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you. |
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First Star Bank, S.S.B. doesn't jointly
market. |
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Other Important Information |
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For Texas Customers.
The First Star Bank, S.S.B.
is chartered under the laws of the State of
Texas and by state law is subject to regulatory oversight by the
Texas Department of Savings and Mortgage Lending. Any consumer
wishing to file a complaint against the
First Star Bank, S.S.B. should contact to
the Texas Department of Savings and Mortgage Lending through one of
the means indicated below: In person, or by U.S. Mail: 2601 North
Lamar Boulevard, Suite 201, Austin, Texas 78705-4294; Telephone No.
(877)276-5550;Fax No. (512)475-1505; E-mail:
smlinfo@sml.state.tx.us. |
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